Top Ways to Afford Premium Gadgets Without Credit Cards
We’ve all been there. You are browsing your feed, and you see the latest flagship smartphone with its crystal-clear camera or maybe those noise-cancelling headphones that would make your daily commute feel like a private concert.
It is something you desire, not because it is cool, but because quality technology actually makes life easier and more efficient. Then you see the price tag. ouch! To most of us, parting with 70,000 or even 20,000 at a time is like a blow to the gut.
And even without a credit card or the so-called debt trap that a credit card puts you intothese high-end devices seem like they are under lock and key. Well, we have some good news for you!
The door isn’t locked anymore. This is how you will be able to finally afford the tech you love by never having to use a plastic card.
Ways To Afford Gadgets Without Cards
We will now shift our attention to some of the best ways via which you can fulfill your dream of owning your favorite gadgets without causing a strain on your pocket.
1. Embrace the Power of Cardless EMI
The financial environment has changed, and traditional EMIs are no longer synonymous with credit cards. Nowadays, you can use cardless EMI to pay off a flagship cellphone or a nice smartwatch in small, affordable monthly payments.
It is ideal among young professionals or students who have just embarked on their financial life and have not established a credit score. It is all about ensuring your dreams match your monthly payments with no sense of debt trap as found in conventional cards.
2. Leverage “Buy Now, Pay Later” Services (BNPL Services)
BNPL services are your best friend in case you want a quick and simple pay solution. The platforms offer an immediate credit limit and are founded on your fundamental KYC (Aadhaar and PAN). These services provide you an answer within minutes unlike the long, tedious wait times at a bank.
The beauty of a simple pay method is its transparency. You are perfectly aware of what and when you are due. With a short-term repayment process, you may oftentimes evade hefty charges and maintain a healthy budget as you relish your new device.
3. Opt for Systematic Savings or “Save Now, Buy Later”
The best experience to acquire a high-end device is sometimes the most classical method of doing so, but with a modern twist. Numerous online stores currently have Save Now, Buy Later plans that allow you to save a little bit of money each month toward the purchase of your dream device.
● No Interest Stress
Because you are spending your own money, you will not have the fear of missing a payment or paying interest.
● Discounts
A lot of brands also have extra discounts when you apply a savings-led buying plan.
Why Digital Finance is Future?
A purchase with a digital finance tool like a Simple pay is not only a way to purchase a device; it’s a way to create an identity. Each time you make an installment on time, you are sending the financial world a subtle message that you are a responsible borrower. This paves way to larger life aspirations in the future such as home loans or car financing.
Your Dream Gadget is Just a Click Away With Snapmint
When you thought about the new iPhone or a high-quality gaming laptop, but hesitated to buy it because you do not have a credit card, Snapmint will fill in the gap. Our aim is to ensure that no one has to worry about the high cost of the best technology.
Get easy, cardless EMI available at 0% interest on your favorite brands with Snapmint on thousands of products. Our model is a simple pay experience – transparent, quick and fully digital. No extra charges, no piles of paper-work, just a simple system of transporting the tech you adore.
Ready to upgrade? Visit Snapmint today and get your credit limit checked in under two minutes.
